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Compare pet insurance policies

Over 17 years of experience in comparing pet insurance

gedragstherapie voor huisdieren - kosten en vergoeding
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Over 50,000 pets insured
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Our top 3 pet insurance plans

Find the best Dutch pet insurance for your dog, cat, rabbit or parrot. We compare affordable pet insurance, highlight the most popular plans and show you the best coverage options, so you can choose the right pet health insurance for your pet and budget.

Hond
Kat
Most affordable
PetSecur Basis
Eigen bijdrage:
50%
Maximale vergoeding per jaar:
€ 3.250,-
Prijs p/m:
€ 23,76
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1 maand gratis met kortingscode EMGVJH25 **
Most popular
OHRA frame
OHRA Basis
Eigen bijdrage:
20%
Maximale vergoeding per jaar:
€ 2.000,-
Prijs p/m:
€ 31,92
Bekijken
Nu tijdelijk 10% korting
Best coverage
figo-framed
Figo 50%
Eigen bijdrage:
50%
Maximale vergoeding per jaar:
€ 3.000,-
Prijs p/m:
€ 24,59
Bekijken
1 maand gratis met kortingscode EMG-VZK8
Best coverage
PetSecur Basis
Eigen bijdrage:
50%
Maximale vergoeding per jaar:
€ 3.250,-
Prijs p/m:
€ 12,47
Bekijken
1 maand gratis met kortingscode EMGVJH25 **
Most popular
OHRA frame
OHRA Basis
Eigen bijdrage:
20%
Maximale vergoeding per jaar:
€ 2.000,-
Prijs p/m:
€ 13,69
Bekijken
Nu tijdelijk 10% korting
Most affordable
figo-framed
Figo 50%
Eigen bijdrage:
50%
Maximale vergoeding per jaar:
€ 3.000,-
Prijs p/m:
€ 11,40
Bekijken
1 maand gratis met kortingscode EMG-VZK8
* The premiums shown include insurance tax (21%) and exclude a one-time policy fee. The reference date for the premium calculation is January 1, 2026, based on a 5-month-old Labrador Retriever and European Shorthair. The starting point is the basic coverage per insurer with a deductible of €100. The comparison was established based on the policy terms and conditions. ** The PetSecur discount is spread over one year (8% per month) and applies to the Basic, Standard, or Extra package. The discount does not apply to supplemental insurance.
Looking for the best pet insurance? Compare now

Pets are valuable members of our families, providing companionship and unconditional love. However, the prospect of unexpected veterinary visits due to illness or injury can be overwhelming. You should never have to compromise on care because of financial concerns. Pet insurance eliminates that hurdle, ensuring you can provide immediate treatment while staying protected against high medical costs.

What is pet insurance in the Netherlands?

Pet insurance in the Netherlands is a type of coverage that helps cover vet costs and veterinary treatments. Depending on the policy, pet insurance reimburses expenses for accident and illness coverage, routine treatments and sometimes even preventive care.

Whether you are looking for pet insurance for dogs or pet insurance for cats, having a plan in place ensures your pet receives timely medical care without causing financial stress. Dutch pet insurance gives peace of mind, knowing that unexpected vet bills are largely covered.

How much does pet insurance cost?

The cost of pet insurance varies. On average, you can expect a monthly premium between €10 and €30. For more comprehensive coverage, the premium can rise to €50 or more per month.

Several factors influence the price. The premium depends on the type of pet, their age, breed, the level of coverage chosen, and your pet’s overall health. Premiums are generally lower for younger animals, such as puppies and kittens. As your pet gets older, premiums tend to increase because older animals require medical care more frequently. Additionally, certain breeds that are prone to specific hereditary conditions or health issues may have higher premiums, as they represent a higher risk for the insurer.

Use the comparison tool and select the pet you would like to compare insurance for.

A woman is cuddling her dog and cat on the couch in her living room

Why get pet insurance in the Netherlands?

Veterinary care in the Netherlands can be expensive. Vet costs for surgery, diagnostics or long-term treatments quickly add up. With pet insurance, you are protected against high and unexpected expenses.

A good policy helps cover:

  • Accident and illness coverage
  • Veterinary treatments and hospitalization
  • Surgery and medication
  • Dental care (depending on coverage)
  • Preventive care such as vaccinations

This makes affordable pet insurance a smart choice for many pet owners.

Which pets can you insure?

Most insurers offer several types of pet insurance policies:

  • Dogs and cats: Dogs and cats are the most commonly insured animals. Consequently, insurers offer the widest range of coverage options for this group.
  • Parrot: Insurer Figo provides specialized pet insurance for parrots, which require specific care and medical attention.
  • Rabbits: Rabbits can also be insured, for example through Figo (similar to their parrot coverage).

 

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Compare pet insurance in the Netherlands

There are several providers offering pet insurance in the Netherlands. A good first step is to compare these policies to find the best pet insurance, as each insurer offers different packages and terms. Coverage can vary between policies, as can the amount of the deductible. By comparing your options, you can find the Dutch pet insurance that best suits your pet, whether it’s pet insurance for dogs or pet insurance for cats, and your personal situation.

Pet insurance for dogs

Finding the right pet insurance for dogs in the Netherlands is essential for every responsible pet owner. Veterinary costs can quickly become expensive, especially for unexpected illnesses or accidents. With pet health insurance for dogs, you can ensure that your dog gets the best care without worrying about high bills. Our comparison tool helps you find the most suitable policies, so you can choose coverage that fits both your dog’s needs and your budget

Pet insurance for cats

Protecting your cat with the right insurance in the Netherlands gives you peace of mind. Veterinary care can be costly, especially for unexpected illnesses or accidents. Cat health insurance helps cover these expenses, ensuring your cat receives top-quality care without breaking the bank. Compare policies easily with our tool to find coverage tailored to your cat’s needs.

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Tip: insure your pet as young a possible

Insurers only cover illnesses and conditions that develop after the policy has started. If your pet has already visited the vet for a skin condition or a limp before the insurance began, this may be classified as a 'pre-existing condition.' Consequently, the costs for treating those specific issues will be excluded from coverage for the rest of your pet's life. The younger your pet, the easier the acceptance process and the more comprehensive the protection!

What does pet insurance cover?

Coverage varies by insurer. Most providers offer a basic plan that covers standard medical costs. This typically includes veterinary consultations, X-rays, dental treatments, essential medical procedures, medications, and medical supplies. For more specific or extra needs, add-on modules or supplemental insurance options are often available.

Is pet insurance worth it?

Whether pet insurance in the Netherlands is a smart choice depends on your personal financial situation. Pet insurance is not mandatory, but it can provide peace of mind for pet owners concerned about high vet costs. Dutch pet health insurance can help you avoid unexpected expenses for expensive surgeries or long-term treatments.

By comparing policies and choosing the right pet insurance for dogs or cats in the Netherlands, you can ensure that most of the costs at the vet are covered. The only expenses you may need to pay are the deductible, any co-pay and costs not included in your coverage.

Frequently asked questions about pet insurance