Compare dog insurance policies

What is dog insurance?

Whether you have a puppy, an adult dog or a senior dog, you want to ensure your dog is covered so they can receive all the care they need. Every dog owner’s worst fear is that their dog becomes ill or has an accident. Financial stress over vet costs and veterinary treatments is the last thing you want in those situations.

To prevent such scenarios, it makes sense to get a dog insurance in the Netherlands. Dog insurance is a type of health insurance for pets that provides accident and illness coverage, including surgery, medications, dental care and preventive care. By paying a relatively small monthly premium, you are protected against unexpected veterinary expenses. The monthly premium depends on your dog’s age, breed and the coverage you choose.

What is the best dog insurance in the Netherlands?

The best Dutch dog insurance isn’t always the most expensive. You can find out by using our pet insurance comparison tool to compare all available dog insurance plans. This helps you find the best dog insurance tailored to your dog’s needs.

Pay attention to coverage for medically necessary care, pre-existing conditions, preventive care and optional extras like physiotherapy or international coverage. By comparing pet insurance options, you can make sure your dog gets the care they need without unexpected costs.

How much does dog insurance cost in the Netherlands?

The cost of dog insurance in the Netherlands typically ranges between € 20 and € 60 per month depending on coverage. Breeds prone to specific conditions, such as hip or elbow disorders, may have higher premiums. Optional add-ons can include dental care, neutering or spaying, travel insurance or vaccinations. Choosing a voluntary deductible or insure multiple pets can help you find affordable pet insurance.

How to choose the best Dutch dog insurance?

Choosing the best dog insurance starts with answering a few key questions for yourself:

• What type of care will your dog likely need?
  Consider that certain breeds may require extra care. For example, do you want to insure neutering or spaying, physiotherapy or dental costs? It’s also helpful to take your dog’s age into account. Generally, it’s best to get pet insurance as early as possible so both you and your dog can benefit throughout their life.
• What is your budget?
• What are your main reasons for taking out insurance?
  Look at coverage, premiums, accident and illness coverage and customer reviews.

Can I get an insurance for my senior dog in the Netherlands?

The allowed age to take out dog insurance varies by provider. Each insurance company, except Figo, has its own age limit for starting a policy, which can make finding the right pet insurance for senior dogs more challenging. If you start the policy before your dog reaches the age limit, coverage continues until your pet passes away.

In our pet insurance comparison tool, you can clearly see the age limits for each insurer, making it easier to choose the right insurance for animals.

Can I bring my dog abroad?

If you’re planning a trip with your dog, you might wonder if your dog insurance covers medical care abroad. Some pet insurance providers offer coverage outside the Netherlands, giving you peace of mind while traveling. This can include emergencies, accidents or illnesses coverage.

When comparing pet insurance policies, it’s important to check whether insurance for animals includes international coverage. Not all insurers cover pets outside the country, so make sure to review the terms of your pet insurance policy before you travel.

Best dog insurance in the Netherlands

• PetSecur: Often considered the best dog insurance in the Netherlands, PetSecur allows partial coverage for neutering/spaying (with a minimum term of 60 months). This insurance company is known as a reliable insurer with broad coverage and competitive premiums for dogs. In addition, your dog is covered even when traveling abroad, providing peace of mind during trips outside the Netherlands.
• Figo: Offers comprehensive pet health insurance for dogs with excellent reviews and flexible plans to tailor a dog insurance policy.
• Inshared: This insurer offers a wide range of coverage and competitive premiums, making it an attractive option for owners looking for comprehensive and affordable pet insurance.
• OHRA: Many consider OHRA the most extensive insurance for animals. It provides a broad selection of coverage options at a reasonable price.
• Dierenverzekering.nl: Provides high-quality dog insurance, covering surgery, preventive care, veterinary treatments and more.
• Univé: Offers flexible pets insurance with optional add-ons and coverage up to €5,000 per year, reimbursing 80% of eligible costs.
• a.s.r.: a.s.r. offers a solid basic dog insurance plan if you are looking for coverage without any additional add-ons.

How much does a dog cost?

Veterinarian Sandra Rossen from Animal Clinic Almere-Stad explains that a dog costs much more than just its purchase price. Think of food and toys, but also vaccinations, microchipping, flea and tick treatments, deworming and annual veterinary costs. This can add up to hundreds of euros per year and that is without factoring in unexpected medical expenses. A dog insurance policy can therefore be a great solution to limit these financial risks.